# Payloco API Documentation ## Docs - [Transaction Lifecycle](https://doc2.payloco.com/docs/issuing/issuing__transaction_lifecycle.md): When you use an PayLoco issued card to make a purchase, an authorization request is initiated by the merchant which reaches PayLoco via the card scheme i.e., Visa. PayLoco performs a number of checks to ensure that the authorization is genuine and meets any authorization controls you have previously… - [消费](https://doc2.payloco.com/zh/api-reference/acquiring/payment.md): 发起消费交易，消费成功时会产生实际扣款 - [退款](https://doc2.payloco.com/zh/api-reference/acquiring/refund.md) - [退款查询](https://doc2.payloco.com/zh/api-reference/acquiring/refund-query.md) - [交易查询](https://doc2.payloco.com/zh/api-reference/acquiring/transaction-query.md) - [付款异步通知](https://doc2.payloco.com/zh/api-reference/card-notification/payout-transaction-success.md): 当消费成功后，通过开发者webhook配置，开发平台会发送通知给商户，当接受不成功或者发送失败时, 会重发8次, 时间间隔为0m,1m,4m,10m,15m,60m,60m,60m - [文件下载](https://doc2.payloco.com/zh/api-reference/file-download/file-download.md) - [👋 欢迎使用 PayLoco API](https://doc2.payloco.com/zh/api-reference/introduction.md) - [获取微信OpenID](https://doc2.payloco.com/zh/api-reference/other-transactions/get-wechat-openid.md): 1. 商户使用JSAPI支付前，需要先调用此接口获取微信openid 2. 通过网页授权接口获取openid 3. JSAPI支付时需要传入openid ## 注意 - 该方法需要使用微信内部请求。 - 需要传入接收openid的地址,该地址必须是GET方式接收。 - [预授权完成](https://doc2.payloco.com/zh/api-reference/other-transactions/pre-auth-completion.md) - [预授权撤销](https://doc2.payloco.com/zh/api-reference/other-transactions/pre-auth-reversal.md) - [消费通知](https://doc2.payloco.com/zh/api-reference/payment-notification/payment-success.md): 当消费成功后，通过开发者webhook配置，开发平台会发送通知给商户，当接受不成功或者发送失败时, 会重发8次, 时间间隔为0m,1m,4m,10m,15m,60m,60m,60m - [退款通知](https://doc2.payloco.com/zh/api-reference/reversal-notification/reversal-success.md): 当消费成功后，通过开发者webhook配置，开发平台会发送通知给商户，当接受不成功或者发送失败时, 会重发8次, 时间间隔为0m,1m,4m,10m,15m,60m,60m,60m - [付款请求](https://doc2.payloco.com/zh/api-reference/transfers/transfer.md) - [付款查询](https://doc2.payloco.com/zh/api-reference/transfers/transfer-query.md) - [前台页面通知](https://doc2.payloco.com/zh/appendix/front-notify.md) - [返回码](https://doc2.payloco.com/zh/appendix/return-code.md) - [文件上传签名](https://doc2.payloco.com/zh/appendix/upload-sign.md) - [接入流程](https://doc2.payloco.com/zh/developers/brief-intro.md) - [配置与签名](https://doc2.payloco.com/zh/developers/config-settings.md) - [介绍](https://doc2.payloco.com/zh/developers/index.md): 欢迎使用 PayLoco 开发者文档 - [支付能力](https://doc2.payloco.com/zh/developers/payment-methods.md): 浏览并筛选所有支持的支付方式、地区覆盖及集成能力 - [公共请求](https://doc2.payloco.com/zh/developers/public-body/request.md) - [返回参数](https://doc2.payloco.com/zh/developers/public-body/response.md) - [签名工具](https://doc2.payloco.com/zh/developers/sign-tool.md) - [后台通知](https://doc2.payloco.com/zh/webhooks/callback.md) - [签名验证](https://doc2.payloco.com/zh/webhooks/signature.md) - [查看与重新触发 webhook 事件](https://doc2.payloco.com/zh/webhooks/view-and-re-trigger-webhook-events.md): 在 PayLoco Web 应用中查看 webhook 事件及投递状态，并在调试或故障恢复后重新投递事件。 - [异步通知概述](https://doc2.payloco.com/zh/webhooks/webhooks-overview.md): 介绍 Payloco Webhook 的订阅、投递重试、签名验证以及事件配置管理。 - [异步通知签名](https://doc2.payloco.com/zh/webhooks/webhooks-signature.md): 异步通知签名验证指南，包含创建 webhook 订阅、响应 webhook 事件、验证签名和 IP 白名单等内容。 ## OpenAPI Specs - [openapi_en](https://doc2.payloco.com/openapi_en.yaml) - [2024-03-31_zh-CN](https://doc2.payloco.com/2024-03-31_zh-CN.yaml) - [openapi_spec](https://doc2.payloco.com/openapi_spec.json) - [openapi](https://doc2.payloco.com/api-reference/openapi.json) ## Optional - [Dashboard](https://global.uat.payloco.com)